Medical & ID Theft

Medical & ID Theft

This service monitors the internet for instances of your personal health and financial information in order to protect you from becoming a victim of identity theft. The security of your personal health information (PHI) can have a large impact on the medical care you receive. Thieves can make illegal claims against your health insurance by acquiring fraudulent prescriptions, and/or obtaining medical services at clinics and hospitals in your name.

In addition to monitoring information online, this service uses technology that verifies identities before processing high-risk transactions such as opening a new account, changing passwords, or transferring money to an outside account. Early detection is the key to avoiding the expense and time to undo damage to your digital health.


Frequently Asked Questions

Identity theft is when someone uses your name, address, Social Security Number (SSN), bank or credit card account number, or other personal identifying information without your knowledge with the intent to commit fraud or other crimes.
The identity theft service offers comprehensive identity monitoring and resolution services that go beyond the basic coverage that banks/credit cards offer, and typically at a fraction of the cost of traditional bank monitoring services. The service monitors billions of data points including credit, non-credit, and alternative credit bureaus, social media sites, black market/hacker forums, public records, US Postal Service National Change of Address Monitoring, and much more to ensure your identity is secure. Unlike other identity theft protection services, the service uses a two-step verification process and we encrypt our data to make sure your personal information doesn't fall into the wrong hands. If the service finds anything suspicious with your identity, you will be alerted in real time and we will work diligently until the fraudulent activity is removed from your record.
The service offers the best value for identity theft protection, providing as much as, and often times, more protection than Life Lock at a fraction of the price. We are available in all 50 states without restrictions and provide the most extensive monitoring available with a broad range of coverage to ensure that we find traces of identity theft first. Our extensive list of features is nearly impossible to match at our price point. We are the only vendor in the industry to offer Instant-On Service, which automatically activates monitoring and customer service features on your benefit start date, for all subscribers that voluntarily elect coverage. All products include $25,000 reimbursement insurance and a 100% resolution guarantee.
A fraudulent charge on a credit card is the least of your concerns when it comes to identity theft. Identity theft can take on many forms including new account, employment or governmental records fraud resulting in an arrest record in your name, difficulty finding new employment, a place to live, or obtaining and accessing credit. So, while you are not liable for credit card charges, there are still significant financial losses associated with identity theft. Without fully managed resolution services and $25,000 expense reimbursement funds, you may still face, on average, nearly $10,000 in expenses and lost wages as well as lost time trying to repair the damages on your own.
With the identity theft service protection, additional credit monitoring is not required, but perfectly acceptable to leave in place.
We take security very seriously and it has always been our #1 priority. We are currently Payment Card Industry (PCI) certified, and all of your data is encrypted using military grade encryption, ensuring the highest level of protection for your data. We perform routine third-party audits and penetration testing. Our employees are HIPAA- compliant trained and are mandated to complete extensive industry training on Fair Credit Reporting Act (FCRA), Identity Theft Red Flags, Personally Identifying Information (PII) and more. We are one of the only identity theft providers to require 2-step login authentication to ensure that only authorized users access their own personal information.
Yes, in some cases, they can be targeted 51 times more than adults. Without identity theft protection, children won't know if their identity has suffered from fraudulent activity until they reach the age of 18 and apply for credit. Identity theft can be devastating as it affects the ability to get a student loan, scholarship, internship/job, or credit card.
Yes, all the service products include coverage for children/dependents up to the age of 26 providing family coverage is elected. We are able to monitor children (under 18) identity and financial (non-credit and alternative credit) information. In addition, children are covered under our 100% resolution guarantee.